Home Emergency Cover and Car Breakdown Cover
Car Breakdown Cover
- Home Start & Local Assistance
- Roadside Assistance
- Roadside Recovery
- Nationwide Recovery
- Onward Travel/Car Hire
- Caravan & Trailers included
- Replacement Car Hire or Overnight Accommodation Costs
- Covers whoever is driving the vehicle
- Your location found from your mobile phone
- Message Service (for worried friends or family)
- Priority for callers with children or in a vulnerable situation
- European Travel*
Home Emergency Cover
- Primary Heating & Hot Water System failure
- Plumbing & Drainage
- Electricity Supply and Circuits
- Home Security
- Lost keys
- 24hr UK helpline
- Overnight Accommodation Cost if home uninhabitable
- Approved Repairers
- Cover up to £500 per call out inc VAT
- No Call Out or Repair Charge
- Unlimited Callouts
- No Excess to pay
Frequently Asked Questions

What types of emergency cover do you offer?
Emergency ASSIST 24 offer Car Breakdown Cover (UK & Europe) and Home
Emergency Cover or a combination of both which saves our customers a
further 15% than if you purchased them individually.

After purchase, will I be covered immediately?
At the time of purchase you will be asked to provide a start date which
is no less than 48 hours from the date of purchase. Your cover will
become effective from this date.

How do you offer such a saving on prices?
Offering our products via the web reduces our fixed costs and overheads to those of our competitors. We can then pass these savings onto our customers.

What types of payment do you accept?
We accept credit or debit cards.

Is it safe to make my payment online?
We use one of the UK's leading secure payment providers 'Sage Pay' to manage our transactions. Sage Pay is the fastest growing payment service provider (PSP) and one of the UK’s most trusted business brands.
In addition, all your online application details are encrypted using the latest and most powerful security encryption technology available before being passed onto Sage Pay for processing.

When will I receive my documents?
Once your payment transaction has been confirmed. You will be able to download your policy certificate and documentation from the confirmation page. We will also send you a copy of your documents
by email and put a hard copy in the post just to be sure you receive
them.

Can I change my mind?
Our policies contain a 14 day cooling off period. In the event that you feel the cover does not meet your requirements, please contact us within the cooling off period and we will cancel your policy. Your premium will be refunded in full providing you have not made a claim or used the service.
Frequently Asked Questions - Car Breakdown Cover

How do I make a claim on my Car Breakdown Cover policy?
24hr
Freephone UK emergency assistance helpline numbers are issued when you purchase your cover.
Just call this number in the event of a breakdown and we aim to have a
breakdown specialist with you in under 40 minutes.

What type of vehicles do you cover?
The vehicle declared to us. Cover extends to include any caravan or
trailer attached to the vehicle at the time of the breakdown.
The vehicle, excluding any caravan or trailer, must not weigh more than
3.5 tonnes gross vehicle mass or be over 5.5 metres (18 feet) in length,
or over 2.3 metres (7 feet 6 inches) wide.
Any caravan or trailer attached to the vehicle must not exceed 7.6
metres (25 feet) in length.

What emergencies are covered and what emergencies are not covered?

Can you cover my Trailer/Caravan?
Yes, however, any caravan or trailer attached to the vehicle must not exceed 7.6 metres (25 feet) in length.

Which countries in Europe does my Car Breakdown cover me for?
With a valid promotion code your Car cover will automatically be extended to The European Union, Albania, Andorra, Bosnia Herzegovina, Croatia, Gibraltar, Iceland, Liechtenstein, Macedonia, Monaco, Montenegro, Norway, San Marino, Serbia, Switzerland and Turkey (West of the Bosphorus).
Without a valid promotion code you are covered for journeys within The United Kingdom of Great Britain and Northern Ireland, the Isle of Man and the Channel Islands.

What happens if I change my vehicle or move address during the period of cover?
You must keep us informed of any changes to your circumstances during the period of cover. In particular you must call us before you change your vehicle or if you move address so we can transfer your cover in time. Cover is transferrable providing the changes meet with the terms and conditions of the policy.

Will my policy be automatically renewed?
Yes. Our membership packages are offered on a recurring annual payment method. However, for your peace of mind we will still contact you by letter and by email at least 4 weeks prior to your renewal advising you of this and also offering you the opportunity to opt out of your membership.
Frequently Asked Questions - Home Emergency Cover

How do I make a claim on my Home Emergency Cover policy?
24hr
Freephone UK emergency assistance helpline numbers are issued when you purchase your cover.
Just call this number and if your claim is accepted an approved
contractor will assist you as quickly as possible.

How long will I have to wait before someone comes out in an emergency?
We aim to have an emergency technician with you within 2-4 hours.

How many callouts can I make in one year?
You have unlimited callouts with our home emergency cover. Each one will cover up to £500 of emergency repairs.

Do you cover parts and labour for an emergency repair?
For each call out you make, up to £500 of emergency repairs are covered for; labour, parts and materials including VAT.

What emergencies are covered and what emergencies are not covered?

I am a tenant, can I take out Home Emergency Cover?
Emergency repairs are normally your landlord's responsibility. We only provide cover for owner occupiers.

I am a landlord, can I take out Home Emergency Cover?
If you rent out rooms in your own home and if you live there as well we can normally cover your property.

What happens if move address during the period of cover?
Your must keep us informed of any changes to your circumstances during the period of cover. In particular you must call us before you move address so we can transfer your cover in time. Cover is transferrable providing the changes meet with the terms and conditions of the policy.

Will my policy be automatically renewed?
Yes. Our membership packages are offered on a recurring annual payment method. However, for your peace of mind we will still contact you by letter and by email at least 4 weeks prior to your renewal advising you of this and also offering you the opportunity to opt out of your membership.
Protect both your home and your car at the same time for just £120 and
we’ll discount our already outstanding value emergency assistance 24
protection, saving you £18 on our individual prices.
With more than 11,000 emergency professionals available across the UK 24
hours a day 365 days a year ready to respond to your home and car
emergency breakdowns, we think we deliver the best value cover available
in the UK today.
Comprehensive Car Breakdown protection for your car. When
taking out vehicle breakdown cover, we believe there is no place for
anything but a comprehensive breakdown cover that comes to you when you
need them. If you have broken down at or near home or a long way away,
you need help, no if’s or ‘buts’. Our comprehensive breakdown service
covers you unlike many ‘cut down’ offerings from the other leading
breakdown organisations that will charge you extra if you breakdown in
the wrong place (e.g. at Home).
Comprehensive Home Emergency protection. If your main heating system or electricity fails, or if you have
blocked drains, burst pipes or doors or windows get damaged, you will
want a repair straight-away. One call to the emergency ASSIST 24
helpline and an emergency contractor will be assigned to make immediate
repairs to your home 365 days a year.
Emergency ASSIST 24 gives you UK based 24 hour emergency call centres
with a comprehensive national network of 11,000 emergency
specialists accessible 24hrs a day, 365 days a year, so help is never
far away.
*To extend your Car Breakdown Cover protection to European cover
for just £10, simply quote the promotion code from the advertisement or leaflet, or the name of the
member that recommended us when calling the membership line.
At emergency ASSIST 24 we believe that
comprehensive emergency cover
is the only way to achieve peace of mind when arranging your emergency
breakdown needs; and we believe it's great value compared to other
leading national breakdown services.
Price comparisons correct as of April 2011. E&OE
We may record calls to us and our emergency call centres for training
purposes and your protection. We hope you don't mind.